New HVAC System, Payments You Can Afford
Don't let cost stand between your family and a comfortable home. We offer flexible financing through Synchrony — get approved in minutes and get your system installed fast.
$0
Down payment options
Minutes
To get approved
Same day
Installation available
0%
Promo APR options
Why Finance Your HVAC System?
A new furnace, heat pump, or AC system is one of the biggest investments a homeowner makes — often $5,000 to $15,000 or more. Financing lets you get the right system for your home today, without draining your savings or settling for a lesser unit. With Synchrony's HVAC financing, you can spread payments over time at competitive rates.
Powered by Synchrony
America's trusted HVAC lender
Synchrony is one of the largest consumer financial services companies in the US — trusted by thousands of HVAC contractors and millions of homeowners.
Apply NowHow Financing Works
Three simple steps to a comfortable home
Get a Free Estimate
Call us or schedule online. We'll assess your home and recommend the right system for your needs and budget.
Apply for Financing
Apply online through Synchrony in minutes. Most customers get a decision instantly with no hard credit pull to check your rate.
Schedule Installation
Once approved, we schedule your installation — often same day or next day. Start enjoying comfort right away.
Flexible Payment Plans
Options to fit every budget
Same-As-Cash
Pay no interest if paid in full within the promotional period. Great for customers who want flexibility without long-term interest.
6, 12, or 18-month options
Low Monthly Payment
Spread your payments over 24, 36, or 60 months with a fixed monthly payment. Know exactly what you owe every month.
Up to 60-month terms
Reduced APR
Qualify for a reduced interest rate on longer-term financing. Ideal for larger system replacements or full HVAC upgrades.
Competitive fixed rates
Financing subject to credit approval. Terms and rates vary by applicant. See Synchrony for full details.
What Can Be Financed?
Financing is available for all major HVAC equipment and installation
Financing FAQs
Does applying affect my credit score?
Checking your rate with Synchrony uses a soft credit pull, which does not affect your credit score. A hard pull only occurs if you choose to accept a financing offer.
How quickly can I get approved?
Most applicants receive a decision within minutes of submitting the online application. In some cases, additional verification may be needed, but approvals are typically same-day.
Can I finance a repair instead of a full replacement?
Financing is generally best suited for equipment purchases and installations. For repairs, we offer competitive flat-rate pricing. Ask us about our $69 diagnostic special.
What credit score do I need?
Synchrony works with a range of credit profiles. While a higher score may qualify you for better rates, many customers with fair credit are approved. Apply to see your options with no commitment.
Is there a prepayment penalty?
No. You can pay off your balance early at any time with no penalty. Many customers pay off their promotional balance before the period ends to avoid any interest charges.
Who is Synchrony?
Synchrony is one of the largest consumer financial services companies in the US, specializing in home improvement and HVAC financing. They are a trusted, established lender used by thousands of HVAC contractors nationwide.
Ready to Get Comfortable?
Call us today for a free estimate and ask about financing options. We'll help you find a payment plan that works for your budget.